I Heart Peanut Butter

No not the Nicholas Sparks book…..A real wedding
So we went to Neil’s friends wedding yesterday, it was a 4pm wedding so as you know this would be a late night, but NOT as late as I thought it would be.
We got home around 2am….The little over an hour drive to Middleboro& back was mostly the culprit of the late home return.
Feeling somewhat dehydrated because of the “OPEN BAR” at the reception…
The ceremony was nice, I myself with little or no belief in god have a hard time with the ” read the bible and pray together daily” bit of the wording in a Christian church wedding, but the wedding itself went down without any issues or drama. Plus it is always sweet to hear the blurb about how ” in all the world two people choose each other” I am kind of old fashioned and a bit of a romantic myself.

So off to the reception…..Well small detour at Applebees in our church wedding best for a drink or two…Which once we get to the reception we realize that an open bar made it so we did not need to spend money on drinks at Applebees.
Seems I only took pics at the reception…..
Seems Neil may have others but after I took these pics we danced until they kicked us out…
We got on the way to the hotel where everyone was staying and at this point most people had no idea which direction they were headed so decided to get on the way home…..

Notice the Man in Black …….That is my Neil

Alot going on in the Anson/Foisy household as of late. With all the stress & leg work Neil and I have put out there, yesturday we decided to hold out until spring on the house buying. Whcih part of me feels defeated and part relieved. relieved because we both can go in with clean slates and no debt over our heads. He has less then a year on his car payment so he may pay that down before we look at buying a house and I have a few old collections issues that if cleared up would make my credit 120% better. So overall it will be better for us in the long run when you have a 190k dollar mortgage that change in intrest can make a huge difference on the monthly payment. Plus the housing market seems to be going in the right direction for purchase in six months..
Liek I said part of me is very sad because I was kinda set on the Fremont and that unit. But….. In 6 months there will be something else we will love… We will be financialy set and go into it without worries on how we will pay the mortgage in my tight paycheck months. Thing with sales is the pay checks are not always the same and this time of year I am scrapping by, get more in the savings and have no debt would make me very much happy.

Busy as hell at work this week and I have to leave early to have the doctor look over the MRI sheets and see what they will do about my knee. Just make me better doctor…

This weekend is Neil’s friends wedding in Plymouth so I have the dress and the shoes and I am ready to rock…Seems like the reception will be followed by a night out on the town for drinks..I need to socialize so it is 100% ok by me… I am lonely in my home, I have Neil but I miss the occasional chit chat with girlyfirends too.

I need more friends…….how pathetic am I

Anywho until later….I am off

So the house search is a tad on the overwhelming side. But fun non the less…

But of course we needed to have another showing today at the “INSERT NAME HERE” Condos…. We drove into the neighborhood and we both were like fuck this….Seriously fuck this. I knew of the area and knew it was shaddy but hell I told the guy I would meet at 12noon and true to my work I am….We went to see it.

So the outside still says “SCHOOL” all over it and it was just that from the late 1890′s until 1985.
We went inside and within a few minutes were both blown away with the beauty of this condo. It was large at almost 1600sq feet and the owner has kept the place in amazing condition. With many upgrades and new wondergul details. The master bedroom as the Chalkboard in the room a bathroom and huge closet”room”. The second bedroom is quaint and bright, has a TV set that is on the wall and it stays. The main bathroom has the prettiest of bathrooms and beautiful tile floors. The kitchen has all been refaced with Ikea Beech cabinets and the Laundry closet is off the kitchen. The dining room has a nice sized rectangle hole in the wall to see into the living room. The living room is the real deal. A very large room with a built in hutch with etched glass and closets that are 12 feet high and a HD projector and screen. I AM IN LOVE

So we were in love with the condo and the owner seems still very much in love with the condo but says we look like a couple that “FIT” with it. So hopefully when we give a slighty lower then his asking price he will remember how awesome we are

We will crunch some number and run the offer price against the mortgage companies can do for us….We need to figure out heating cost, the possibility of getting a roommate for the 1st year and weather or not we can do without a fitness center and still afford a gym…The local Y is only $68 for the two of us and has raqetteball and a rock climbing wall.

Part time job here I come….How much money can we stock away the 1st year !!!!! I just hope this guy will be ok with what we can offer…Hell a thousand dollar mortgage & HOA fees can be costly.

Besides that we did drive-bys on a couple places, not impressed and I really think nothing will impress us like the one we saw today!!! But maybe that is me being silly. We did stop at the Lofts @ Bigelow Mills today going up here in Clinton. They are CUTE. But not what I am looking for. I want fun, funky, eclectic and artsy, not CUTE

Wish me luck and I will keep up on the search…The last week has been crazy at work and my brain has been fried…So one week later here I am ….

Saturday mornings are always the best, I have the coffee started and the sweet aroma creeps thro the house like fog in a valley.
Today will be a fun day, Neil and I are headed to look at a couple more of the lofts and see if the one we want to make an offer on is the one that we truly want to make an offer on.
Going with camera, mother and all our notes in hand.
I am glad my mom is coming, she is so excited for us and the thought of buying our first place. It makes me happy that I have such great parents. Jim called the other night to see what was going on as far as searching and mortgage rates. They are both to damn cute.
I figured this at some point Neil and I will be moving out west and this time I will miss my family greatly, but hopefully I will have the means to fly back often to see them unlike when I was 21 or so and would only be able to fly out once a year.
But Neil and I both feel that some more time out here will help us when we do move to the west. He can get and finish his certification for financial advisor and I can figure out what the fuck I am doing with myself. After this very long short week at work I forget sometimes how the crazy few months a year we have drive me crazy. But each year gets easier and the longer I am in my territory I know the people and there behaviors..
Today my leg is killing me, see like last year it happened twice but I have this issue were a nerve or muscle makes it so I can not straighten my right leg. It hurts and this seems like the beginning and it can go one of two ways. The first thing is it could be gone tonight or the other way is it will last 2 weeks and only get worse to the point I am walking on my toes. I hope for the 1st one.
So I am off to drink some coffee and wake up Neil in a few. Wish me Luck

Am I jinxing things.
I hope not !!!!
Well we got our pre-approval last night for the mortgage. So now we need to see if that is the loft we 100% want. Going to go see two other ones in the building to make sure that is the one we want.
I love it so much, I want it, I want to be moved in by Christmas so that we can have a 10 foot Christmas into he 10 foot windows looking out at the cemetery. This seems to good to be true. That I Crystal A will be a homeowner.
Not much else is up just busy at work.
Hopefully by this weekend we will get things rolling for this beautiful loft.
The Fremont Lofts – Worcester

Sunday morning entries mean I am awake and Neil is still in bed…
Just started a pot of coffee and spending some quality time online

Well the last week has been busy and a lot of life changing events could or couldn’t have happened .

Seems that I make way to fucking much money for any grants for school and I think I have a little to much credit out there at this time and was not able to get a loan so I am not going to school at this time. It frustrates me to no end, I have tried for years and while there is money for every damn hood rat out there to go to school, I am stuck with not enough money to afford it.
When you buy a car or a house, they sit and go over your debt to income ratio because in there favor if you have to much credit being used they can say ” sorry you are not a qualified application” but with Need-Loans at schools they do not figure any of your living cost they just see a number that you GROSSED last year and say you make to much. Since when did 40k dollars in Massachusetts mean you make to much??? When did bring home maybe 3/4 of that mean I was balling…
I figure after Car Payment, Insurance, rent, household bills and food. I am left with very little and they want to talk up a payment plan with the school where you pay a grand a month. You have to be kidding me. I am close to giving up the chance to ever to go back to school for anything or I will have to save up the money to go back to school.

But at this time I may focus my energy at working a part time job so Neil and I have more money to buy a house. But seems he is not going into detail on his blog so I will keep it to a minimum. But we did look at the Fremont Lofts in Worcester and we did fall in love, and I am doing everything in my power not to get excited , to hold back all my want to be interior designer ideas for what we could do with such a great space. Thinking how great it would be to be with other young, hip and artsy folk in the lofts and to think at night looking out the 10 foot windows to the chimney stack.

I am sure at this time you are wondering what the fuck happened to the plan to move to Arizona. It will happen but for us it is more important to have the money to move with. So that means by a very high demand Property that is under 400k that will still sell and then in a couple years we have money to move with. So we figure AZ is not going anywhere….

As for me, just chillen at the house, had Mike and Beth over for a bit yesterday which was nice.
Wish I was camping but as I look out at the pouring rain I am glad I am in my dry home.
Signing off for the day…..
Off to DAYDREAM